News and Advice

Problems with Council Tax?

My first council tax bill of the year has come through and I know I’m not going to be able to afford it with so many other important bills to pay, let alone... View Article

Online Dating Scammers!

I recently joined a dating website. I was contacted by a lovely man and we now email every day, although we haven’t met in person yet. We had arranged to go for a... View Article

Advice on dealing with debt.

I’ve got three kids, and I’m on a low income. I’ve been trying to pay off my credit card but I’m already behind on other bills. I haven’t been able to pay my... View Article

Online Consumer Rights.

I bought a pair of branded trainers from a private seller on an online marketplace. When they arrived, they were clearly a cheap imitation, not what was advertised, terrible quality and not fit... View Article

Universal Credit Reductions.

I’ve had my Universal Credit payments reduced for missing an appointment. I don’t think this is fair as I had a good reason for not being able to attend. Now I am struggling... View Article

Advice on Debt.

I recently became a carer for my partner, who I live with, and can no longer work. We’ve started falling behind on our bills and I’m worried our debts are only going to... View Article

Problem Neighbours?

A family has moved in to the house next door and is being a nuisance, yelling late at night over a loud television and leaving bin bags strewn over the front of the... View Article

Advice on free school meals

Were you aware that if you receive Income Support, Income Based Job Seekers Allowance or Child Tax Credit (some exceptions) then you can apply for free school meals for your children in KS2 or above?... View Article

Advice on credit card debt

Over the past year, I have been getting into debt as my wages don’t keep pace with inflation. Every time I reach my credit card limit, the company increases it automatically. At first... View Article

Advice on auto-enrolment pension

  I’ve just started a new job with an auto-enrolment pension. Do I have to join the scheme? I’m worried about meeting my living costs if I do.  Even if retirement is a... View Article

Advice on travel insurance

I’m planning a long holiday and have been struggling to find travel insurance for a reasonable price. I’ve found a good deal from a Facebook advert but my friend thinks it might be... View Article

Can I claim sick pay?

I took 7 days off work for flu and my employer won’t give me sick pay. I work on a flexible shift contract and when I called in sick they just took me... View Article

Grange-over-Sands office

Service at our office in Hampsfell Road, Grange-over-Sands has now closed.  Please contact us on 03444 111444 for any new enquiries, appointments or for telephone advice.   For debt and on-going enquiries, telephone 015394 46464.... View Article